Iowa Legal Malpractice Insurance

Our agency provides legal malpractice insurance to Iowa attorneys, law firms, and expert witnesses. We have access to multiple insurance companies and can secure legal malpractice insurance for Iowa attorneys and expert witnesses working in all practice areas. We also provide Iowa legal professionals with management liability coverages such as directors and officers liability, employment practices liability, fidelity bonds, and cyber liability insurance. We can help if your policy has been non-renewed due to a claim, if you're having trouble finding coverage, or if you're looking for a lower premium.

To request quotes, please complete an application and send it to us. Do not hesitate to call us at 1-877-245-5887 if you have any questions.

What is legal malpractice insurance?

Legal malpractice insurance is a type of professional liability insurance, also called errors and omissions insurance, which is purchased by Iowa legal professionals to protect themselves againts claims of professional malpractice or negligence. The typical policy provides coverage for damages and legal defense in connection with actual or alleged acts, errors or omissions in the rendering, or failure to render, professional services.

Legal malpractice insurance policies in Iowa also contain multiple exclusions such as for criminal, malicious, fraudulent, or dishonest conduct, claims made by an insured against another insured, claims resulting from liability assumed by the insured under a contract or agreement, legal professionals acting a management capacity, and many others.

What is a claims made policy?

Legal malpractice insurance is only available on a claims made basis in Iowa. Claims made policies provide coverage for claims made during the policy period for wrongful acts committed on or after a date called the retroactive date. The retroactive date is usually the inception date of the first policy purchased by the insured and remains the same when the policy is renewed each year. Any lapse in coverage may cause the retroactive date to be reset and therefore results in a loss of coverage. It is therefore important for Iowa legal professionals to renew their policy on time to avoid a loss of their retroactive date. When an insured moves to a different insurance company, the retroactive date is usually honored by the new company as long as there is no lapse in coverage.